加利福尼亚州提出更快的保险费率审查,以扩大野火区的保险范围,引发关于监督和消费者保护的辩论。 California proposes faster insurance rate reviews to boost coverage in wildfire zones, sparking debate over oversight and consumer protection.

加利福尼亚州保险专员里卡多·拉腊(Ricardo Lara)提议改革以加快州保险费率审查程序, 目的是鼓励保险公司在高野火风险地区提供保险。 California Insurance Commissioner Ricardo Lara proposes reforms to speed up the state’s insurance rate-review process, aiming to encourage insurers to offer policies in high wildfire-risk areas. 改革将强制规定更严格的时限,限制干预者挑战升息的能力,并减少行政法法官的权力,从消费者观察家那里得到批评,后者称之为报复行动,声称自2002年以来它节省了超过60亿美元的消费者。 The changes would impose stricter timelines, limit intervenors’ ability to challenge rate hikes, and reduce administrative law judges’ authority, drawing criticism from Consumer Watchdog, which calls the move retaliatory and claims it has saved consumers over $6 billion since 2002. 虽然保险业支持改革,认为现行制度成本高、速度慢,但消费者倡导者警告这些变化会削弱监督,导致快速、不受限制的保险费上涨。 While the insurance industry supports the reforms, calling the current system costly and slow, consumer advocates warn the changes could weaken oversight and lead to faster, unchecked premium increases. 公开评论期从10月3日开始,11月20日举行听证会。 A public comment period begins October 3, with a hearing on November 20.