从2025年10月4日开始,ICICI银行将在当天结清支票,如果按RBI规则在下午4时之前交存。
Starting Oct. 4, 2025, ICICI Bank will clear cheques the same day if deposited by 4 p.m., per RBI rules.
从2025年10月4日起,ICICI银行将根据印度新的储备银行准则,在支票交存当日办理支票手续。
Starting October 4, 2025, ICICI Bank will process cheques on the same day they are deposited, following new Reserve Bank of India guidelines.
这一改变是分阶段转向以实时结算方式连续结算的一部分,允许分行在上午10时至下午4时之间的截断时间对分行交存的支票进行当天的清结。
The change, part of a phased shift to continuous clearing with real-time settlement, allows same-day clearance for cheques deposited by branch cut-off times between 10:00 a.m. and 4:00 p.m.
该系统利用支票追踪系统持续传送图像和数据,提高速度和安全性。
The system uses the Cheque Truncation System to transmit images and data continuously, improving speed and security.
客户必须确保支票的填写正确无误,填上相应数额、有效日期、无改动和档案上的签名。
Customers must ensure cheques are correctly filled out with matching amounts, valid dates, no alterations, and a signature on file.
为了增加保护,ICICI建议对超过5万卢比的支票使用正付款,而超过5万卢比的支票则必须使用正付款。
For added protection, ICICI recommends using Positive Pay for cheques over Rs 50,000, which is mandatory for amounts over Rs 5 lakh.
超过这一门槛的未经核实支票将被拒收。
Unverified cheques above that threshold will be rejected.
过渡第二阶段从2026年1月3日开始。
The second phase of the transition begins January 3, 2026.