到2025年6月,中国的财富管理市场达到4.31万亿美元,在监管变化和对通胀抑制产品需求不断上升的情况下稳步增长。 China’s wealth management market hit $4.31 trillion by June 2025, growing steadily amid regulatory shifts and rising demand for inflation-hedging products.

中国的财富管理产品市场到2025年6月增长到30.67万亿人民币(4.31万亿人民币),比年初增长2.38%,分析家们预计持续扩张。 China's wealth management products market grew to 30.67 trillion yuan ($4.31 trillion) by June 2025, up 2.38% from the year’s start, with analysts expecting continued expansion. 在存款率下降和银行附属公司创新的驱动下,该部门正在适应监管变化,包括到年底逐步取消平滑机制和自建的估值模式。 Driven by falling deposit rates and innovation from bank-affiliated firms, the sector is adapting to regulatory changes, including the phase-out of smoothing mechanisms and self-built valuation models by year-end. 企业正在降低业绩基准,延长到期日,并越来越多地接触股票和与黄金相关的产品,例如“黄金加加”战略,以防范通货膨胀和提振回报。 Firms are lowering performance benchmarks, extending maturities, and increasing exposure to equity and gold-linked products, such as "gold plus" strategies, to hedge inflation and boost returns. 日益强调风险管理、投资者的合适性以及多样化的、低挥发性的办法,如股本债券轮换,以便在市场不确定的情况下维持增长。 Emphasis is growing on risk management, investor suitability, and diversified, low-volatility approaches like equity-bond rotation to sustain growth amid market uncertainty.