半数澳大利亚人对退休缺乏信心,将高成本和高通胀作为主要关切。 Half of Australians lack confidence in retirement, citing high costs and inflation as major concerns.

根据多项调查,一半的澳大利亚人对其退休财务缺乏信心,50%的人对其工作后财务前景感到不安全。 Half of Australians lack confidence in their retirement finances, with 50% feeling insecure about their post-work financial future, according to multiple surveys. 将近一半没有正式的退休计划,较年轻的成年人、妇女——特别是单身母亲——以及40岁以上的妇女报告信心最低。 Nearly half have no formal retirement plan, and younger adults, women—especially single mothers—and those in their 40s report the lowest confidence. 越来越多的人认为,安全退休需要“奇迹 ” , 比2023年的48%有所增加, 原因是通货膨胀、生活费用上涨、利率高。 A growing number believe a "miracle" would be needed to retire securely, up from 48% in 2023, driven by inflation, rising living costs, and high interest rates. 尽管澳大利亚强有力的退休金制度在退休保障方面保持了十大全球排名,但许多人预计需要125万美元或更多资金才能感到财政安全,而年轻工人预计每年需要近10万美元 — — 几乎是目前退休人员开支的两倍。 Despite Australia’s strong superannuation system maintaining a top-10 global ranking for retirement security, many expect to need $1.25 million or more to feel financially safe, and younger workers anticipate needing nearly $100,000 annually—nearly double current retirees’ spending. 专家们强调需要主动进行财务规划,以满足不断提高的退休预期。 Experts emphasize the need for proactive financial planning to meet rising retirement expectations.