澳大利亚中央银行捍卫其结束不公平卡费的2026年计划,以消费储蓄和欺诈保护为借口。 Australia’s central bank defends its 2026 plan to end unfair card fees, citing consumer savings and fraud protection.

澳大利亚储备银行总督Michele Bullock为中央银行在2026年7月前取消不公平卡附加费的计划辩护,驳回了产业界关于规定交换费上限会削弱防止欺诈或伤害消费者的说法。 Reserve Bank of Australia Governor Michele Bullock defended the central bank’s plan to eliminate unfair card surcharges by July 2026, dismissing industry claims that capping interchange fees would weaken fraud prevention or harm consumers. 她认为,银行有强有力的动力来维持安全系统,欺诈费用可以通过现有收费支付。 She argued banks have strong incentives to maintain secure systems and that fraud costs can be covered through existing fees. 澳洲联储的目标是每年为购物者节省 12 亿美元并降低小企业成本，而银行业则警告称可能会增加费用或减少福利。 The RBA aims to save shoppers $1.2 billion annually and reduce small business costs, while the banking sector warns of potential fee increases or reduced benefits. 非洲区域局还在探索一种数字货币,用于批发交易,降低系统成本。 The RBA is also exploring a digital currency for wholesale transactions to lower system costs.