联合王国最高法院对过度的、未披露的金融委员会做出规定,可以证明赔偿2021年前的汽车贷款持有人是合理的。 UK Supreme Court rules excessive, undisclosed finance commissions can justify compensation for pre-2021 car loan holders.

2025年最高法院的一项裁决澄清了2021年1月前持有汽车融资协议的英国驾驶员的索赔要求,当时经纪人可以提高较高佣金的利率。 A 2025 Supreme Court ruling has clarified compensation claims for UK drivers with car finance agreements before January 2021, when brokers could inflate interest rates for higher commissions. 虽然决定只通过说明佣金本身来限制资格并非不公平, 但它确认过度的、未披露的佣金 — — 类似55仍能让交易变得不公正。 While the decision limits eligibility by stating commission alone isn’t unfair, it confirms that excessive, undisclosed commissions—like 55%—can still make deals unjust. 这为潜在付款打开了大门,多达1 460万司机可能欠钱,总共达180亿英镑。 This opens the door for potential payouts, with up to 14.6 million drivers possibly owed money, totaling up to £18 billion. 金融行为管理局将于2025年10月启动一项赔偿计划,旨在到2026年在没有法院参与的情况下支付索赔。 The Financial Conduct Authority will launch a compensation scheme in October 2025, aiming to pay claims by 2026 without court involvement. 敦促拥有2021年前贷款的消费者审查其合同,并寻求咨询意见,以确定其是否符合条件。 Consumers with pre-2021 loans are urged to review their contracts and seek advice to determine if they qualify.