一个两党之家小组提出了一项法案,设立一个工作队,研究住房所有权的主要障碍,以解决住房负担能力问题。 A bipartisan House group introduced a bill to create a task force addressing housing affordability by studying key barriers to homeownership.

由美国众议院两党议员组成的一个两党团体通过建立由住房与住房部、美国农业部、维也纳大学、财政部和联邦住房与住房管理局组成的机构间工作队,制定了立法来应对住房负担能力危机。 A bipartisan group of U.S. House members has introduced legislation to combat the housing affordability crisis by establishing an interagency task force involving HUD, USDA, VA, Treasury, and FHFA. 工作队将研究住房所有权的障碍,包括抵押贷款费用、建筑、保险、首付、抗灾能力和联邦住房方案。 The task force will study barriers to homeownership, including mortgage costs, construction, insurance, down payments, disaster resilience, and federal housing programs. 房价的上涨超过了收入增长的速度,使许多人无法获得住房所有权,只有34%的美国人能够在全国购买住房,加利福尼亚只有15%。 Rising home prices outpacing income growth have made homeownership unattainable for many, with only 34% of Americans able to afford a home nationally and just 15% in California. 该法案由D-California的Lou Correa共和国和R-Missouri的Mark Alford领导,旨在收集数据和为未来政策提供信息,以维护美国对住房拥有权的梦想,特别是对年轻一代而言。 The bill, led by Reps. Lou Correa, D-California, and Mark Alford, R-Missouri, aims to gather data and inform future policies to preserve the American dream of homeownership, especially for younger generations. 这是国会房地产核心小组在住房解决方案方面促进联邦合作的更广泛努力的一部分。 It is part of the Congressional Real Estate Caucus’s broader effort to foster federal collaboration on housing solutions.