2026年3月,由于美国出口下降和关税提高,尽管自2021年以来总体有所改善,但印度的MSME不良资产可能略有上升,到2026年3月可能增至3.7%-3.9%。 Indian MSME non-performing assets may rise slightly to 3.7%-3.9% by March 2026 due to falling U.S. exports and higher tariffs, despite overall improvement since 2021.

2026年3月,由于全球贸易压力,特别是2025年8月16.3%的关税翻一番导致对美国的出口下降,印度的MSME不良资产在2026年3月可能略微上升到3.7%-3.9%。 Indian MSME non-performing assets may slightly rise to 3.7%-3.9% by March 2026 due to global trade pressures, especially a 16.3% August 2025 drop in exports to the U.S. triggered by doubled tariffs. 尽管如此,在政策改革、RBI框架和大流行病救济措施的支持下,该部门的NPA总比率从2021年的8.7%提高到2025年的3.6%。 Despite this, the sector’s gross NPA ratio improved from 8.7% in 2021 to 3.6% in 2025, supported by policy reforms, RBI frameworks, and pandemic relief measures. 据了解,2020年向MSME的提前款项从16.98万亿卢比增长到2024年将达到28.05万亿卢比,而NPA将持续下降至2024年12月. Advances to MSMEs grew from ₹16.98 lakh crore in 2020 to ₹28.05 lakh crore by 2024, with continued declines in NPAs through December 2024.