超过300,000个英国家庭因为将零利息账户的储蓄保持在3.8%的通货膨胀率上而损失了钱。 Over 300,000 UK households lose money by keeping savings in zero-interest accounts amid 3.8% inflation.

根据Spring的研究, 超过300,000个英国家庭因将钱存到利息为0%的账户中而失去大笔储蓄。 Over 300,000 UK households are missing out on significant savings by keeping money in accounts with 0% interest, according to Spring’s research. 在323 000个账户中,有320多亿英镑,余额超过100 000英镑,而超过10 000英镑的600万账户也一无所获,共计3 165亿英镑占所有经常账户资金的80%。 More than £32 billion sits in 323,000 accounts with balances over £100,000, while six million accounts with over £10,000 also earn nothing, totaling £316.5 billion—80% of all current account funds. 由于通货膨胀率为3.8%,低息账户或无息账户的节余随着时间推移而失去价值。 With inflation at 3.8%, savings in low- or no-interest accounts lose value over time. 专家建议改用固定利率债券等高收益选项,因为一年储蓄账户现在平均为3.98%的利息。 Experts recommend shifting to higher-yielding options like fixed-rate bonds, as one-year savings accounts now average 3.98% interest. FCA敦促各银行更好地向客户通报更好的储蓄选择。 The FCA urges banks to better inform customers about better savings choices.