美国银行更新了Paytm的展望,引用AI、成本控制和生态系统强劲增长。 Bank of America upgrades Paytm's outlook, citing AI, cost control, and strong ecosystem growth.

美国银行维持对Paytm的中立评级,将其价格目标提高到1 290卢比,引用成本纪律、AI整合以及其Soundbox生态系统作为关键增长驱动力的力量。 Bank of America maintains a Neutral rating on Paytm, raising its price target to Rs 1,290, citing cost discipline, AI integration, and the strength of its Soundbox ecosystem as key growth drivers. Paytm公司注意到Paytm公司转而采用AI-First模式,使用基因化和以代理为基础的AI来提高效率,而市场营销和人员配备方面的成本降低则提高了EBITDA和EPS的估计。 The firm notes Paytm’s shift to an AI-first model, using generative and agent-based AI to improve efficiency, while cost reductions in marketing and staffing have boosted EBITDA and EPS estimates. 监管方面的顾虑被认为已基本解决,因此可以把重点放在Paytm的长期基本面上,以及商业支付和金融服务的可持续增长上。 Regulatory concerns are seen as largely resolved, allowing focus on Paytm’s long-term fundamentals and sustainable growth in merchant payments and financial services.