英国购房每年失败500 000次以上,成本为1.5B英镑,引发改革呼吁。 UK homebuying fails over 500,000 times yearly, costing £1.5B and prompting reform calls.

联合王国的购房过程被认为已经过时,效率低下,由于英格兰和威尔士每年有50多万笔交易失败,经济每年至少损失15亿英镑。 The UK's home-buying process is deemed outdated and inefficient, costing the economy at least £1.5 billion annually due to over half a million failed transactions in England and Wales each year. 桑坦德(Santander)的报告《修补铁链 》 ( Fixing the Back channel)指出, 这些失败导致消费者直接损失5.6亿英镑, Santander’s report, "Fixing the Broken Chain," reveals that these failures lead to £560 million in direct losses for consumers and broader economic harm. 目前的系统涉及转移、调查和按揭,造成财政紧张和压力,85%的受影响买主报告每交易失败平均损失1 240英镑。 The current system, involving conveyancing, surveys, and mortgages, causes financial strain and stress, with 85% of affected buyers reporting losses averaging £1,240 per failed transaction. 银行呼吁改革,包括建立一个中央财产数据系统,更好地预先分享信息,采取措施阻止抛掷和压榨,以及更多地利用大赦国际来简化程序并减少摩擦。 The bank calls for reform, including a centralized property data system, better upfront information sharing, measures to discourage gazumping and gazundering, and greater use of AI to streamline the process and reduce friction.