一份报告发现,新西兰妇女退休后储蓄比男子少37%,原因是终身处于不利地位。
New Zealand women retire with 37% less savings than men due to lifelong disadvantages, a report finds.
新西兰的一份报告显示,妇女退休后储蓄大大低于男子,原因是终身处于不利地位,在56-65岁的人中,差距扩大至37%。
A New Zealand report reveals women retire with significantly less savings than men due to lifelong disadvantages, with the gap widening to 37% among those aged 56-65.
退休委员会的研究确定了政策改变可以帮助缩小差距的六个关键生命阶段,包括在育儿假期间扩大政府KiwiSave缴款——不管目前缴款多少——以及使配偶的KiwiSave离职后自动获得KiwiSave。
The Retirement Commission’s study identifies six key life stages where policy changes could help close the gap, including extending government KiwiSaver contributions during parental leave—regardless of current contributions—and automating access to a spouse’s KiwiSaver upon separation.
建议还包括改善金融教育,增加获得住房支助的机会,降低费用,确保退休收入制度的长期稳定。
Recommendations also include improving financial education, increasing access to housing support, reducing fees, and ensuring long-term stability in retirement income systems.
报告强调,早期的预防性政策可以随着时间的推移产生重大的社会和经济效益。
The report emphasizes that early, preventative policies can yield major social and economic benefits over time.