美国及英国消费者及SMBs要求更聪明、更灵活的支付工具, 90%的英国SMBs愿意为高效、由AI驱动的解决方案支付更多。 US and UK consumers and SMBs demand smarter, flexible payment tools, with 90% of UK SMBs willing to pay more for efficient, AI-driven solutions.

Marqeta的《2025年支付状况报告》显示,美国和英国消费者以及中小型企业对更聪明、更灵活的支付解决方案的需求不断增长。 Marqeta’s 2025 State of Payments Report reveals rising demand for smarter, more flexible payment solutions among US and UK consumers and small-to-medium businesses. 报告调查了3 000名消费者和1 000名SMB,发现对AI驱动钱包、实时付款和综合金融工具的兴趣越来越大。 Surveying 3,000 consumers and 1,000 SMBs, the report finds growing interest in AI-powered wallets, real-time payments, and integrated financial tools. 英国消费者对适应消费习惯的明智的付款选择特别感兴趣,而由于获得现代商业信贷的机会有限,许多社管局依靠个人卡获得商业资金。 UK consumers are particularly interested in intelligent payment options that adapt to spending habits, while many SMBs rely on personal cards for business funding due to limited access to modern business credit. 尽管预付成本较高,但联合王国90%的社管局愿意投资于提供长期节约和效率的解决办法,这标志着向将支付平台视为战略资产转变。 Despite higher upfront costs, 90% of UK SMBs are willing to invest in solutions that offer long-term savings and efficiency, signaling a shift toward viewing payment platforms as strategic assets.