印度中央银行规定,为打击欺诈行为,必须批准、增加资本和确保资金处理,对付款汇总者实行更严格的规则。 India's central bank mandates stricter rules for payment aggregators to fight fraud, requiring approval, higher capital, and secure fund handling.

印度储备银行实行了新的付款汇总规则,以加强安全和减少欺诈,将其分为PA-P、PA-CB和PA-O类型。 The Reserve Bank of India has introduced new rules for payment aggregators to boost security and reduce fraud, categorizing them into PA-P, PA-CB, and PA-O types. 银行可以在没有单独授权的情况下作为付款分类机构运作,但非银行实体必须获得RBI的批准,并符合严格的标准,包括最初的最低净值为++15 crore,在三年内达到++25 crore。 Banks can operate as payment aggregators without separate authorization, but non-banking entities must get RBI approval and meet strict criteria, including a minimum net worth of ₹15 crore initially, rising to ₹25 crore within three years. 所有付款汇总机构都必须有董事会批准的争议解决政策,为商业基金维持代管账户,遵守风险管理标准,并遵守“适当和适当”的领导要求。 All payment aggregators must have a board-approved dispute resolution policy, maintain escrow accounts for merchant funds, follow risk management standards, and comply with 'fit and proper' requirements for leadership. 指导方针立即生效。 The guidelines took effect immediately.