英国从2027年开始对未使用的养恤金基金征税,提高遗产税对家庭的影响。 UK to tax unused pension funds starting 2027, raising Inheritance Tax impact on families.

自2027年4月起,未使用的养恤基金将在联合王国接受继承税,这影响到许多以前认为可以豁免的家庭。 Starting April 2027, unused pension funds will be subject to Inheritance Tax (IHT) in the UK, affecting many families who previously thought they were exempt. 这一变化预计将对更“平均”的财富家庭产生影响,到2030年,支付IHT的庄园数量将从4.6%增加到估计的10.6%。 This change is expected to impact more "average" wealth families, increasing the number of estates paying IHT from 4.6% to an estimated 10.6% by 2030. 税收效率高的房地产规划备选方案包括每年赠送多达3 000英镑的礼品,使用可能的免责转移,并了解DB和DC养恤金之间的差别。 Tax-efficient estate planning options include gifting up to £3,000 annually, using Potentially Exempt Transfers, and understanding the differences between DB and DC pensions. 由于超过一半的英国成年人不知道这些变化,金融顾问敦促个人审查他们的地产计划。 With over half of UK adults unaware of these changes, financial advisors urge individuals to review their estate plans.