新西兰的KiwiSaver点击123B美元, 尽管老年人提款增加, New Zealand's KiwiSaver hits $123B, sees increased savings despite rising withdrawals by seniors.

新西兰的KiwiSave退休储蓄计划今年达到1230亿新元, New Zealand's KiwiSaver retirement savings scheme reached NZ$123 billion this year, marking an 8.8% increase in contributions. 尽管有更多的人符合资格,但65岁以上者的提款下降了1.3%,降至29.92亿新西兰元。 Despite more people being eligible, withdrawals by those over 65 dropped by 1.3% to NZ$2.992 billion. 金融市场管理局(FMA)注意到非捐助和艰苦条件提款的增加。 The Financial Markets Authority (FMA) noted a rise in non-contributors and hardship withdrawals. 政府计划到2028年将违约缴款率逐步提高到4%,以抵消人口老龄化造成的社会成本上升。 The government plans to gradually raise default contribution rates to 4% by 2028, aiming to counter rising social costs due to an ageing population.