为在英国的首个家庭储蓄需要近11年的30,000英镑,但使用终身ISA可以将其减少到10年以下。 Saving for a first home in the UK takes nearly 11 years on £30,000, but using a Lifetime ISA can reduce it to under 10 years.

根据货币管理程序Plum,按照50/30/20储蓄规则,为首次在联合王国的家用存款储蓄,一个人每年收入30 000英镑,需要11年零4个月的时间。 According to the money management app Plum, saving for a first-time home deposit in the UK takes 11 years and four months for someone earning £30,000 annually, following the 50/30/20 savings rule. 使用终身ISA(LISA)可缩短至9年零8个月, Using a Lifetime ISA (LISA) can shorten this to nine years and eight months due to a 25% government bonus on annual savings. 然而,LISA基金只能用于最初的住宅或退休,财产上限为450 000英镑,其他用途的提款处罚为25%。 However, LISA funds can only be used for first homes or retirement, with a £450,000 property cap and a 25% withdrawal penalty for other uses. 实际存款数额因所在地而异。 Actual deposit amounts vary by location.