近24%的美国人缺少紧急储蓄,使他们易受金融冲击。 Nearly 24% of Americans lack emergency savings, leaving them vulnerable to financial shocks.

近24%的美国人没有紧急储蓄,因此难以应付意外开支,特别是在通货膨胀和费用不断上升的情况下。 Nearly 24% of Americans have no emergency savings, making it hard to handle unexpected expenses, especially with rising inflation and costs. 年轻一代,像Zgen和千年代一样,更有可能缺乏紧急储蓄。 Younger generations, like Gen Z and millennials, are more likely to lack emergency savings. 财务专家建议至少可节省3至6个月的费用,以应付紧急情况。 Financial experts recommend having at least three to six months of expenses saved to cover emergencies.