菲律宾对信贷产品的信任度上升,但高利率和欺诈问题依然存在,限制了更广泛的采用。 Filipino trust in credit products rises, but high interest rates and fraud concerns persist, limiting broader adoption.

TransUnion的2025年信用感知指数(CPI)显示菲律宾对信贷产品的信任度正在上升,其CPI得分为73,比去年上升了6个百分点。 The 2025 Credit Perception Index (CPI) by TransUnion shows Filipino trust in credit products is rising, with a CPI score of 73, up six points from last year. 尽管信心日益增强,高利率和欺诈问题仍然限制着信贷的采用。 Despite growing confidence, high interest rates and fraud concerns still limit credit adoption. 安全和信任是选择金融服务的关键因素,研究报告指出,金融技术的使用有所增加,特别是在没有银行帐户的人中,其消费物价指数的得分从去年的65上升到67。 Security and trust are key factors in choosing financial services, and the study notes a rise in FinTech usage, especially among the unbanked, whose CPI score improved to 67 from 65 last year.