贫穷的信用得分可能使借款者在三年内以10 000英镑贷款多付13 541英镑。 Poor credit scores can cost borrowers up to £13,541 more on a £10,000 loan over three years.

根据全钱银行的一份报告,信用分数低的个人在三年内以10 000英镑贷款支付利息最多可达13 541英镑,而信用分数优异的个人可支付利息最多可达1 000英镑。 Individuals with poor credit scores may pay up to £13,541 more in interest on a £10,000 loan over three years compared to those with excellent credit scores, according to a report by TotallyMoney. 这一差异也适用于较小的贷款,贫穷的信贷借款人同期以5 000英镑贷款多付6 678英镑。 This discrepancy also applies to smaller loans, with poor credit borrowers paying £6,678 more on a £5,000 loan over the same period. 调查结果突出表明,保持良好的信用分数具有财务效益。 The findings highlight the financial benefits of maintaining a good credit score.