新的税法OB3全面改革美国税收,影响到社会保障、超时工资、汽车贷款和529项计划。 New tax law OB3 overhauls US taxes, affecting Social Security, overtime pay, car loans, and 529 plans.

"一大美丽法案" (OB3) 是一项新的税法,对美国税收制度进行了重大改变,影响了社会保障,加班工资,汽车贷款利息和529教育储蓄计划. The "One Big Beautiful Bill" (OB3), a new tax law, makes significant changes to the US tax system, affecting Social Security, overtime pay, car loan interest, and 529 education savings plans. 该法对65岁及以上至2028年的纳税人实行临时奖金扣减,允许对某些加班工资和汽车贷款利息进行扣减,并扩大了529项计划福利。 It introduces a temporary bonus deduction for taxpayers aged 65 and over until 2028, allows deductions for certain overtime wages and car loan interest, and expands 529 plan benefits. 然而,专家建议咨询税务专业人员,以避免潜在的误解。 However, experts recommend consulting a tax professional to avoid potential misunderstandings.