美国的按揭申请随着利率下降到6.77%而增加,鼓励购买和再融资。 U.S. mortgage applications increase as rates drop to 6.77%, encouraging both purchases and refinances.

美国的按揭申请在8月1日终了的一周内上升了3.1%,因为30年固定按揭利率下降到6.77%,这是每周第三次连续下降。 U.S. mortgage applications rose by 3.1% in the week ending August 1, as 30-year fixed mortgage rates dropped to 6.77%, the third consecutive weekly decline. 这一趋势沿袭了经济疲软和国库收益下降的趋势,鼓励了购买和再融资两种应用。 This trend follows a weakening economy and lower Treasury yields, encouraging both purchase and refinance applications. 抵押贷款活动的再融资份额增至41.5%。 The refinance share of mortgage activity increased to 41.5%. 尽管情况有所改善,但按揭利率仍然很高,一些专家表示,接近6%的按揭利率可以大大推动住房市场。 Despite improvements, mortgage rates remain high, with some experts suggesting that rates near 6% could significantly boost the housing market.