野火和风暴造成800亿美元 美国保险损失, 建立记录 和累赘保险公司。 Wildfires and storms cause $80 billion in U.S. insured losses, setting records and straining insurers.

2025年上半年,自然灾害造成1 350亿美元的全球经济损失,美国的野火和严重雷暴导致800亿美元的保险损失,几乎是10年平均数的两倍。 Natural disasters caused $135 billion in global economic losses in the first half of 2025, with wildfires and severe thunderstorms in the U.S. leading to $80 billion in insured losses, almost double the 10-year average. 仅洛杉矶的野火就造成了大约400亿美元的损失,这是有史以来一次野火事件的最大损失。 The Los Angeles wildfires alone caused an estimated $40 billion in losses, the largest-ever for a single wildfire event. 瑞士再保险公司预测,当年保险损失总额可能超过1 500亿美元,飓风季节可能大有贡献。 Swiss Re predicts total insured losses for the year could exceed $150 billion, with hurricane season likely to contribute significantly. 保险人正在从高风险地区撤出,给脆弱社区留下资金缺口。 Insurers are pulling back from high-risk areas, leaving financial gaps for vulnerable communities.