各州采用自动储蓄计划来增加美国准备不足的退休基金。 States introduce automatic savings plans to boost Americans' underprepared retirement funds.

许多美国人对退休准备不足,促使一些州推出自动储蓄计划,帮助工人更容易储蓄。 Many Americans are underprepared for retirement, prompting some states to introduce automatic savings plans to help workers save more easily. 这些计划自动让雇员加入储蓄方案,允许他们选择退出储蓄方案。 These plans automatically enroll employees in savings programs, allowing them to opt-out if they choose. 目标是通过挽救缺省选项,改善退休人员的财务安全。 The goal is to improve financial security for retirees by making saving the default option.