ICRA预测印度的零售抵押贷款到2028年将达到259亿美元, ICRA forecasts India's retail mortgage loans to reach $259 billion by 2028, driven by NBFCs and AHFCs.

ICRA预测,印度由非银行金融公司(NBFCs)和住房融资公司(HFCs)提供的零售抵押贷款到2028财政年度将增加到20万亿卢比(2 590亿美元),比13万亿卢比有所增加。 ICRA predicts that retail mortgage loans in India, provided by non-banking financial companies (NBFCs) and housing finance companies (HFCs), will grow to Rs 20 trillion ($259 billion) by FY2028, up from Rs 13 trillion. 经济适用住房融资公司(AHFCs)的复合年增长率将达到20-22%,而非盈利性住房金融公司将增长17-19%。 Affordable Housing Finance Companies (AHFCs) will see a compound annual growth rate (CAGR) of 20-22%, while NBFCs will grow at 17-19%. AHFC目前占市场的11%,重点是自营借款人和家庭建设贷款。 AHFCs currently make up 11% of the market, with a focus on self-employed borrowers and loans for home construction. 尽管增长强劲,但人们对还款能力和经济不确定性仍感到关切。 Despite strong growth, concerns exist about repayment capacity and economic uncertainties.