英国退休人员面临养恤金缺口;推迟申请或延长工作时间可以增加每周的付款。 UK retirees face pension gaps; delaying claims or working longer can boost weekly payments.

联合王国国家养恤金目前每周最高为230.25英镑,由于国家保险缴款的差额,可能不能完全覆盖所有退休人员。 The UK State Pension, now up to £230.25 weekly, may not fully cover all retirees due to gaps in National Insurance contributions. 为了增加养恤金收入,英国人可以推迟申请国家养恤金,延长工作时间以增加合格年数,或者支付自愿捐款以填补记录中的空白。 To boost pension income, Brits can delay claiming the State Pension, work longer to add more qualifying years, or pay voluntary contributions to fill gaps in their records. 每一年的延迟索赔可以使每周付款增加5.8%左右。 Each year of delayed claiming can increase weekly payments by about 5.8%.