再融资率上升至6.85%,使按揭储蓄的吸引力降低,影响到房主的决定。 Rising refinance rates to 6.85% make mortgage savings less attractive, impacting homeowners' decisions.

房主面临更高的再融资率,使得以大量储蓄为抵押贷款再融资的吸引力较小。 Homeowners are facing higher refinance rates, making it less attractive to refinance mortgages for significant savings. 平均30年固定利率按揭目前大约为6.85%,高于以往利率,影响到按揭需求。 The average 30-year fixed-rate mortgage now sits at about 6.85%, up from previous rates, affecting mortgage demand. 经济因素和美联储政策影响着不断上升的利率。 Rising rates are influenced by economic factors and Federal Reserve policies. 房主在再融资之前,应仔细考虑关闭费等成本和对信用分数的影响。 Homeowners should carefully consider costs like closing fees and impacts on credit scores before refinancing.