新西兰房价下跌和家庭拥有率低正在威胁退休保障。 Falling house prices and low home ownership rates in New Zealand are threatening retirement security.

在新西兰,由于房价下跌和住房所有权率下降(目前为60%),预计到2048年将降至48%,因此依靠住房公平退休越来越不可靠。 In New Zealand, relying on housing equity for retirement is becoming less reliable due to falling house prices and declining home ownership rates, now at 60%, projected to drop to 48% by 2048. 首次购房者的平均年龄已上升到36岁,13%的人仍在偿还超过退休年龄的抵押贷款。 The average age of first-time home buyers has risen to 36, with 13% still paying off mortgages past retirement age. 随着KiwiSave的变化和全球经济的不确定性,许多新西兰人正在面临较不安全的退休,可能需要工作超过65岁。 With KiwiSaver changes and global economic uncertainty, many New Zealanders are facing a less secure retirement and may need to work past 65. 对于在住房价格暴涨期间购买住房的35-49岁的人来说,情况尤其困难。 The situation is particularly challenging for those aged 35-49, who bought homes during a housing price boom.