6月,由于利率下降,抵押贷款申请猛增42%,每年储蓄借款人888英镑。 Mortgage applications surge 42% in June as rates drop, saving borrowers £888 annually.

据石桥网络称,与去年同期相比,2025年6月的抵押贷款申请增长了42%。 Mortgage applications rose by 42% in June 2025 compared to the same period last year, according to Stonebridge Network. 这一激增是由于按揭利率下降62个基点,每年平均节约借款888英镑。 This surge is attributed to a 62 basis point drop in mortgage rates, saving borrowers an average of £888 annually. 大多数借款人选择采用固定利率的抵押贷款,其趋势是采用较短的固定期限,因为它们预计今后可能削减利率。 Most borrowers opted for fixed-rate mortgages, with a trend toward shorter fixed terms as they anticipate potential future rate cuts. 此外,高价值财产所有者越来越多地采取终身抵押贷款,占问题28个新计划中的近1个。 Additionally, high-value property owners are increasingly taking out lifetime mortgages, accounting for nearly one in eight new plans in Q2.