拒绝保险使病人面临健康风险和财务压力,突出了保险人的问责制问题。 Insurance denials leave patients facing health risks and financial strain, highlighting insurer accountability issues.

病人面临着困难,因为保险公司拒绝为必要的治疗提供保险,使他们别无选择。 Patients are facing difficulties as insurance companies deny coverage for necessary treatments, leaving them with few options. 这些条款强调了保险拒付导致财政紧张和病人健康风险的案例,表明保险公司缺乏问责制。 The articles highlight cases where insurance denials have led to financial strain and health risks for patients, suggesting a lack of accountability from insurers.