英国居民警告说,给亲人的不正当金钱礼物可能导致意外的遗产税。 UK residents warned improper money gifts to loved ones could lead to unexpected inheritance tax.

英国居民被告诫不要把礼物赠送给亲人,因为不当处理可能导致意外的遗产税法案。 UK residents are cautioned about gifting money to loved ones, as improper handling can lead to unexpected inheritance tax (IHT) bills. HMRC解释说,只有某些礼品是免税的,而“从盈余收入中抽取”的豁免允许无限制的免税礼品,只要是正常的、来自收入的,并且不影响捐赠者的生活水平。 HMRC explains that only certain gifts are tax-free, and the "gifting out of surplus income" exemption allows unlimited tax-free gifts if they are regular, come from income, and do not affect the donor's standard of living. 妥善保存记录对于避免财务和感情成本至关重要。 Proper record-keeping is essential to avoid financial and emotional costs. 除非赠与者在赠与后7年存活下来, 大的、 一次性的礼物可能面临 IHT 。 Larger, one-off gifts can face IHT unless the giver survives seven years after the gift.