英国居民警告对礼物征收继承税;专家建议仔细规划和保存记录。 UK residents warned about inheritance tax on gifts; experts advise careful planning and record-keeping.

建议英国居民在为避免意外继承税而赠送礼品时谨慎行事。 UK residents are advised to be careful when gifting money to avoid unexpected inheritance tax (IHT). 某些礼物如果是正常的,则免收收入,不影响捐赠者的生活方式。 Certain gifts are exempt if they are regular, from income, and do not affect the donor's lifestyle. 如果赠送者在赠送后七年没有存活下来,一次性赠送的礼物可能要纳税。 One-time gifts might be taxable if the giver does not survive seven years after giving. 继承税阈值被冻结,高财产价值意味着更多的家庭面临IHT。 Inheritance tax thresholds are frozen, and high property values mean more families face IHT. 专家们建议保留详细记录,为大量礼品寻求专业咨询。 Experts recommend keeping detailed records and seeking professional advice for substantial gifts.