随着银行转向直接的消费者贷款,英国的抵押贷款贷款猛增50.4%,提高了借款人的满意度。
UK mortgage lending surges 50.4% as banks shift to direct consumer lending, improving borrower satisfaction.
主要银行正在转向直接对消费者借贷,投资于数字解决方案,并有可能减少对抵押贷款经纪人的依赖。
Major banks are shifting towards direct-to-consumer lending, investing in digital solutions and potentially reducing reliance on mortgage brokers.
这一举措可以为借款人提供更好的定价,尽管经纪人仍然处理60%至70%的贷款。
This move could offer better pricing for borrowers, though brokers still handle 60-70% of loans.
同时,按揭满意度达到五年之高,在5人中占4.22人,哈利法克斯名列最高主流贷款人名下。
Meanwhile, mortgage satisfaction reached a five-year high at 4.22 out of 5, with Halifax named the top mainstream lender.
英国的抵押贷款在2025年第一季度猛增50.4%,其驱动因素是房地产价格上涨和印花税假期。
UK mortgage lending surged 50.4% in the first quarter of 2025, driven by rising property prices and a stamp duty holiday.