澳大利亚政府强调旅行保险的必要性,将其与出国旅行护照进行比较。 Australian government stresses the necessity of travel insurance, comparing it to a passport for overseas trips.

澳大利亚政府的Smartraveller建议,旅行保险对海外旅行至关重要,类似于拥有护照。 The Australian Government's Smartraveller advises that travel insurance is essential for overseas trips, akin to having a passport. 专家建议,在预订航班和住宿后立即购买旅行保险,以确保取消保险的保险范围。 Experts recommend buying travel insurance right after booking flights and accommodation to ensure coverage for cancellations. 这种早期购买还保护人们免受诸如医疗紧急情况或自然灾害等离境前问题的影响。 This early purchase also protects against pre-departure issues like medical emergencies or natural disasters. 年度多旅程政策可为经常旅行者提供更好的价值。 Annual multi-trip policies can offer better value for frequent travelers.