佛罗里达的保险公司报告他们在八年内首次获利,但住房保险费仍然很高。 Florida's insurance companies reported their first profit in eight years, but home premiums remain high.

Florida的保险公司报告说,2024年的总利润为2.07亿美元,根据AM Best的统计,这是他们八年来的第一个盈利年。 Florida's insurance companies reported combined profits of $207 million in 2024, their first profitable year in eight years, according to AM Best. 这种转折归因于改革、竞争加剧和保险费上涨。 The turnaround is credited to reforms, increased competition, and higher premiums. 尽管有盈利能力,但佛罗里达州平均家庭保险费仍高达5 400美元,用于300 000美元的住宅。 Despite profitability, average home insurance premiums in Florida remain high at $5,400 for a $300,000 home. 私营保险公司正在从公民保险中采取风险较低的政策,这导致对公民采取风险更高的政策。 Private insurers are taking on less risky policies from Citizens Insurance, which is leading to more high-risk policies for Citizens. 立法者正在考虑制定新的规章,以处理保险人的做法。 Lawmakers are considering new regulations to address insurer practices.