RBI将黄金贷款的LTV比率提高到85%,简化了小额贷款和援助农村经济。 RBI raises gold loan LTV ratio to 85%, simplifying small loans and aiding rural economies.

印度储备银行(RBI)已宣布修改黄金贷款条例, 将贷款对价值比率由75%提高到85%, The Reserve Bank of India (RBI) has announced changes to gold loan regulations, raising the Loan-to-Value (LTV) ratio from 75% to 85% for loans up to Rs 2.5 lakh. 这一举措简化了小额贷款的借款程序,取消了信贷评估要求,减少了书面工作。 This move simplifies the borrowing process for small-ticket loans, eliminating credit appraisal requirements and reducing paperwork. RBI的决定旨在支持家庭和小型企业,特别是在农村和半城市地区。 The RBI's decision aims to support households and small businesses, particularly in rural and semi-urban areas. 宣布后,黄金贷款股票大幅增长。 Following the announcement, gold loan stocks saw significant growth. RBI预计将很快发布最终准则,纳入利益攸关方的反馈意见。 The RBI is expected to release final guidelines soon, incorporating stakeholder feedback.