联合王国建议,如果NS&I利率低于3.5%的通货膨胀率,则以Premium Bonds为现金兑现。 UK advises cashing in Premium Bonds if NS&I rate falls below 3.5% inflation rate.

如果NS&I利率低于通货膨胀率(目前为3.8%,通货膨胀率为3.5%),则建议联合王国保兑债券持有人考虑将现金存入其账户。 UK Premium Bond holders are advised to consider cashing in their accounts if the NS&I rate falls below inflation, as it currently stands at 3.8% with inflation at 3.5%. 平均要等三年以上才能获得奖项, 胜出几率为22 000比1, 专家建议其他储蓄方案, With an average wait of over three years for a prize and odds of winning at 22,000 to one, experts suggest alternative savings options like fixed-term accounts for guaranteed interest. 保险费债券提供了赢得高达100万英镑的机会,但冒着因通货膨胀而失去价值的风险。 Premium Bonds offer the chance to win up to £1 million but come with the risk of losing value due to inflation.