菲律宾的削减利率旨在刺激经济,可能以银行利润为代价。 Philippine rate cuts aim to stimulate economy, possibly at the cost of bank profits.

菲律宾中央银行削减利率的目的是刺激经济,但由于贷款利率较低,可能减缓银行利润增长。 The Philippine Central Bank's rate cuts aim to boost the economy but may slow bank profit growth due to lower lending rates. 2025年第一季度,银行收入增加10.6%,但净利差已经缩小。 Banks saw a 10.6% increase in earnings in the first quarter of 2025, but net interest margins have narrowed. BSP预计今年将再削减两次利率,这将增加消费者贷款,但也增加信贷风险和开支。 The BSP expects two more rate cuts this year, which could increase consumer lending but also raise credit risks and expenses. 尽管4月份的贷款增长放缓,但专家认为这对经济来说是一个积极的迹象。 Despite slower lending growth in April, experts see it as a positive sign for the economy.