诉讼指控加利福尼亚州保险公司串通,强迫房主加入不那么有利的国家保险计划。 Lawsuits allege California insurers colluded to force homeowners into a less favorable state insurance plan.

有两起重大诉讼指控200多个加利福尼亚保险公司串通将房主推入州FAIR计划, Two major lawsuits accuse over 200 California insurers of colluding to push homeowners into the state's FAIR Plan, which offers less coverage at higher costs. 这些诉讼声称,这迫使数千人陷入经济困难,特别是在易发生火灾的地区,并要求赔偿较高的保险费和野火期间的保险不足。 The suits allege this forced thousands into financial hardship, especially in fire-prone areas, and seek damages for higher premiums and inadequate coverage during wildfires. 保险人否认错误行为,声称他们遵守反托拉斯法。 Insurers deny wrongdoing, claiming they comply with antitrust laws.