参议院认为《GENIUS法》管制稳定币种,数字货币被视为稳定但有风险的货币。 Senate considers the GENIUS Act to regulate stablecoins, digital currencies seen as stable but risky.

以美元等传统资产为后盾的数字货币,稳定币作为替代其他隐秘的波动性较小的替代物,其相关性正在增加。 Stablecoins, digital currencies backed by traditional assets like the U.S. dollar, are gaining relevance as less volatile alternatives to other cryptocurrencies. 参议院的《GENNIUS法》旨在管制这些资产,有可能将其纳入支付和投资的主流。 The GENIUS Act in the Senate aims to regulate these assets, potentially making them mainstream for payments and investments. 虽然支持者认为稳定币是一种稳定的投资和支付工具,但批评者警告说,如果发行人不能妥善赎回稳定币,它们会助长非法交易,并造成经济风险。 While proponents see stablecoins as a stable investment and payment tool, critics warn they could facilitate illicit transactions and pose economic risks if issuers fail to redeem them properly.