众议院通过法案简化了学生贷款的偿还,但因债务可能增加而面临批评。 House passes bill simplifying student loan repayment but faces criticism for possibly increasing debt.

2025年5月22日,众议院通过一项法案,将学生贷款偿还简化为两项计划:固定标准还款计划和新的基于收入的还款援助计划。 On May 22, 2025, the House passed a bill simplifying student loan repayment to two plans: a fixed Standard Repayment Plan and a new income-based Repayment Assistance Plan (RAP). RAP将付款与收入挂钩,放弃未支付的利息,但将偿还期延长至360项免责前付款。 RAP ties payments to income, waiving unpaid interest, but extends the repayment term to 360 payments before forgiveness. 该法案还限制贷款数额,并取消一些现有的计划,因为学生债务负担可能增加而遭到批评。 The bill also restricts loan amounts and eliminates some existing plans, facing criticism for potentially increasing student debt burdens.