抵押贷款缺陷率下降至1.16%,显著改善,但挑战依然存在。 Mortgage defect rate falls to 1.16%, marking significant improvements but challenges remain.

ACES Q4/CY 2024 抵押QC行业趋势报告显示,季度缺陷率降至1.16%,从Q3下降23.18%,比前一年下降9.52%。 The ACES Q4/CY 2024 Mortgage QC Industry Trends Report shows the quarterly defect rate fell to 1.16%, a 23.18% drop from Q3 and a 9.52% decrease from the previous year. 尽管有所改进,但法律/监管/合规和收入/就业类别仍构成挑战。 Despite improvements, Legal/Regulatory/Compliance and Income/Employment categories still pose challenges. 该报告以ACES质量管理和控制软件数据为基础,也注意到再融资审查份额增加,采购审查份额下降。 The report, based on ACES Quality Management & Control software data, also notes an increase in refinance review share and a decline in purchase review share.