可负担性危机冲击了美国住房市场,只有20%的房屋为中等收入者所承受。 Affordability crisis hits US housing market, with only 20% of homes affordable for middle-income earners.

美国的住房市场对许多人,特别是中等收入者来说仍然具有挑战性,因为负担能力问题持续存在。 The US housing market remains challenging for many, especially middle-income earners, as affordability issues persist. 尽管住房存量略有增加,但每年收入为75 000美元的人只有约20%的住房能够负担得起,低于2019年的50%。 Despite a slight increase in housing inventory, only about 20% of homes are affordable for those earning $75,000 annually, down from 50% in 2019. 住房中位价格接近420 000美元,抵押利率也在上升。 The median home price is nearly $420,000, with mortgage rates also rising. 为了弥补这一差距,市场还需要416 000套房屋,价格为255 000美元或以下。 To bridge this gap, the market needs an additional 416,000 homes priced at $255,000 or less. 建筑成本高和有限制的分区法等因素导致可负担得起的住房短缺。 Factors such as high construction costs and restrictive zoning laws contribute to the shortage of affordable housing.