参议员特德·克鲁斯提议 给每个新生儿1000美元 在一个应纳税投资账户。 Senator Ted Cruz proposes giving every newborn $1,000 in a taxable investment account.

参议员特德·克鲁斯提出立法,为美国每个新生儿提供1 000美元的投资账户,允许每年最多5 000美元的捐款。 Senator Ted Cruz proposes legislation that would give every newborn in the U.S. a $1,000 investment account, allowing annual contributions up to $5,000. 资金将投资于股票指数基金,提取款在达到18岁时作为资本收益征税。 The funds would be invested in a stock index fund, with withdrawals taxed as capital gains upon reaching 18. 批评者认为计划会增加赤字和扩大福利国家, 而支持者则认为计划可以提升金融安全, 创造一代资本家。 Critics argue the plan would increase the deficit and expand the welfare state, while supporters see it as a way to boost financial security and create a generation of capitalists.