尽管净值不断上升,但美国青年由于生活费用高昂和结构性问题在经济上挣扎。 Despite rising net worth, young Americans struggle financially due to high living costs and structural issues.

尽管净值增加,但年轻的美国人面临金融斗争,专家们指出,主要问题是结构性挑战,而不是个人行为。 Young Americans face financial struggles despite an increase in net worth, with experts pointing to structural challenges rather than personal behavior as the main issue. 住房、医疗保健和保险费用的上涨,以及他们自己退休的筹资责任,使中产阶级地位难以实现。 Rising costs for housing, healthcare, and insurance, along with the responsibility of funding their own retirement, make achieving middle-class status difficult. 许多人正在适应,与父母一起生活更长的时间,分担儿童保育,以新的方式建设社区。 Many are adapting by living with parents longer, sharing childcare, and building community in new ways.