超过半数美国人不知道有529个计划, 宝贵的免税教育储蓄账户。 Over half of Americans are unaware of 529 plans, valuable tax-free education savings accounts.

Edward Jones和Morning Consult最近的一项研究显示,52%的美国人不知道有529个计划,教育储蓄账户有税收优惠。 A recent study by Edward Jones and Morning Consult shows that 52% of Americans are unaware of 529 plans, education savings accounts with tax benefits. 只有14%计划使用它们。 Only 14% plan to use them. 这些计划为合格的教育费用提供了免税增长和提税,包括K-12的费用和学徒。 These plans offer tax-free growth and withdrawals for qualified education expenses, including K-12 costs and apprenticeships. 捐款可以来自任何人,如果需要,受益人也可以改变。 Contributions can come from anyone, and beneficiaries can be changed if needed. 金融顾问建议采用这些计划,以抵消教育费用,并争取一个没有债务的未来。 Financial advisors recommend these plans to offset education costs and aim for a debt-free future.