美国的关税可能由于高额不良贷款而威胁撒哈拉以南非洲的银行,尤其是加纳的银行。 US tariffs could threaten Sub-Saharan African banks, especially Ghana's, due to high non-performing loans.

惠誉解决方案警告说,美国关税可能会增加撒哈拉以南非洲银行的风险,包括加纳,加纳的不良贷款比率最高,为21.8%,资本充足率低,为14%。 Fitch Solutions warns that US tariffs could increase risks for Sub-Saharan African banks, including Ghana, which has the region's highest non-performing loan ratio at 21.8% and a weak capital adequacy ratio of 14%. 虽然关税可能造成不确定性和影响贷款质量,但利率下降可减轻这些影响。 While tariffs may cause uncertainty and impact loan quality, a decline in interest rates could mitigate these effects. 总体而言,本区域的银行面临各种挑战,但得到稳健的资本比率和经济状况改善的支持。 Overall, banks in the region face challenges but are supported by robust capital ratios and improving economic conditions.