美国教育部恢复对拖欠学生贷款的追收,影响数百万人。 The U.S. Department of Education resumes collections on defaulted student loans, affecting millions.

美国教育部正在恢复对违约联邦学生贷款的追收,这可能影响到数百万借款人。 The U.S. Department of Education is resuming collections on defaulted federal student loans, potentially affecting millions of borrowers. 据TransUnion说,那些有优秀信用的人的分数可能下降175个百分点,导致利率提高和信贷机会减少。 According to TransUnion, those with excellent credit could see their scores drop by up to 175 points, leading to higher interest rates and reduced credit access. 约有530万借款人违约,另有400万人处于晚期犯罪阶段。 Around 5.3 million borrowers are in default, with another 4 million in late-stage delinquency.