由于今年有418万美国人年满65岁,关税诱发的市场波动可能使退休储蓄面临风险。 Tariff-induced market volatility risks retirement savings as 4.18 million Americans turn 65 this year.

今年预计有418万美国人将满65岁,由关税引起的股票市场波动对退休储蓄构成风险。 With 4.18 million Americans expected to turn 65 this year, tariff-induced stock market volatility poses a risk to retirement savings. 专家们建议采取战略,如将投资组合重新平衡到60/40组合的股票和债券,保持两年的现金支出,建立债券阶梯以减少风险和确保财政安全。 Experts recommend strategies like rebalancing portfolios to a 60/40 mix of stocks and bonds, keeping two years of expenses in cash, and building a bond ladder to mitigate risks and ensure financial security. 投资者应避免在市场下滑期间进行销售,以保护其储蓄。 Investors should avoid selling during market downturns to protect their savings.