许多联合王国退休人员不知道其领取国家养恤金的年龄,有退休规划不周的风险。 Many UK retirees are unaware of their State Pension age, risking poor retirement planning.

据财政研究所(IFS)称,在联合王国接近退休年龄的人中,每10人中就有4人不知道他们的国家养老金年龄,这可能导致退休规划决定不当。 According to the Institute for Fiscal Studies (IFS), four in ten people approaching retirement age in the UK do not know their State Pension age, potentially leading to poor retirement planning decisions. 国家养恤金领取年龄已提高到66岁,对于1960年4月6日以后出生的人,国家养恤金领取年龄将继续上升到67岁。 The State Pension age has increased to 66 and will continue rising to 67 for those born after April 6, 1960. 这种缺乏知识的现象在妇女、资历低、财富水平低的妇女、自营职业者和没有从事有报酬工作的妇女中尤为普遍。 This lack of knowledge is particularly prevalent among women, those with lower qualifications, lower levels of wealth, the self-employed, and those not in paid work. 对国家养老金年龄的准确理解对于知情的退休储蓄和时间安排决定至关重要。 Accurate understanding of the State Pension age is crucial for informed retirement savings and timing decisions.